SAVINGS ACCOUNTS
An income bearing account that allows clients to keep their money in safe care. It also gives the opportunity to increase the value of your money by attracting an interest.
FEATURES
•One completed Signature Card
•A filled mandate form
•A current passport size picture
•Utility Bill (Electricity Bill or Water Bill)
•Means of identification (Passport, NHIS Card, NIA Card, Drivers License, Voters ID Card.
•Minimum deposit of GHC5
BENEFITS
•Attractive interest on deposits
•Easy access to money
•Keep money in safe hands
•Free access to bank statement
•Acquisition of loans
CURRENT ACCOUNT
A unique account meant for business executives for business transaction.
FEATURES
•Minimum initial deposit of GHC10
•Minimum balance of GHC5
•Unlimited withdrawals
•Issuance of check book
•Zero account facility
BENEFITS
•Customized cheque book
•Easy access to loans and over draft facilities
•Competitive rates
•Allows lodgment of cheque and dividend warrant
•Issuance of statement of account for visa
•Third party withdrawal
FIXED DEPOSIT
It is an investment that attracts special negotiable interest given to clients or stake holders.
FEATURES
•Minimum deposit of GHC100
•Certificate of deposit will be issued
BENEFITS
•Attractive interest
•Access to funds on demand
•Negotiable interest rate
WESTERN UNION/APEX LINK ELECTRONINC MONEY TRANSFER
Western Union is a product that allows clients to receive money from abroad. On the other hand Apex Link allows clients to send money to their
loved ones from one rural bank to another rural bank within the country. Clients need to hold an account with the bank.
FEATURES
•Personal ID Card
•Need to be an account holder
•Fill a mandate form from the bank
•Receipt issued to customers
BENEFITS
•Low commission charges
•Fast and easy access to funds
•Convenient to clients
•Easy, fast and reliable way to receive and transfer money
COMMERCIAL LOANS
Loans meant for clients for their business purposes. The aim is to enhance commercial activities in the rural and peri-urban areas.
FEATURES
•Have an account with the bank
•Demonstrate outstanding credit turnover
•Personal guarantee or any other collateral
BENEFITS
•Flexible terms of payment
•Easy access to loans
•Competitive interest rate
•Free advisory services
AGRIC LOANS
Loans given to farmers to promote Agriculture in the rural and urban sectors of the economy. This is to encourage small and medium scale farmers to improve productivity.
FEATURES
•Operate an account with the bank for six months
•Demonstrate outstanding credit turnover
•Purpose and commitment of the facility
•Personal guarantee or any other collateral
BENEFIT
•Flexible terms of payment
•Easy access to loans
•Competitive interest rates
•Free advisory services
AGRIC LOANS
Loans given to farmers to promote Agriculture in the rural and urban sectors of the economy. This is to encourage small and medium scale farmers to improve productivity.
FEATURES
•Operate an account with the bank for six months
•Demonstrate outstanding credit turnover
•Purpose and commitment of the facility
•Personal guarantee or any other collateral
BENEFIT
•Flexible terms of payment
•Easy access to loans
•Competitive interest rates
•Free advisory services
ME DAAKYE
An investment product opened to all customers who can contribute on monthly basis for a minimum period of three years and above
FEATURES
•A passbook will be issued to the account holders
•Two passport size pictures
•Minimum contribution of GHC5 a month
•The product will operate like an investment (interest will be on compound basis)
•Customers will be required to introduce their next of kin
•Contributors will be allowed to withdraw up to 30% of their contributions after three years. But those who are due for pension will be allowed to withdraw whatever they contributed prior to retirement.
BENEFITS
•Attractive interest is paid on the amount in the account
•Special bonus is paid on the amount
•Easy access to funds
•Advisory services
BRONYA ANIDASOO
An income generating product in the form of a monthly savings to a personal account from the beginning of the year to November ending.
FEATURES
•Passbook would be issued to account holders
•There will be no withdrawal costs and ledger fees will not be charged
•No withdrawal will be allowed until the first week of December each year
•Contributors will be required to introduce their next of kin to the bank
BENEFITS
•Attractive interest paid on the account
•Special bonus paid on account
•Easy access to funds
•Free advice on product knowledge
AKU SIKA
A product designed to encourage small and medium scale enterprises to acquire loans to expand their business as well as encourage them to save.
FEATURES
•Formation of groups
•Frequent visitation by field officers
•Free education on business issues
•Group mutual guarantee system
•Current passport size pictures
•Group meetings
BENEFITS
•Easy access to loan
•Flexible terms of payment
•Competitive interest rate
•Free business advisory service