Products

Loans given to farmers to promote Agriculture in the rural and urban sectors of the economy.

FEATURES
• Operate an account with the bank 
• Demonstrate outstanding credit turnover 

• Purpose and commitment of the facility
• Personal guarantee or any other collateral

BENEFIT
• Flexible terms of payment
• Easy access to loans
• Competitive interest rates
• Free advisory services

It is a short term facility given to our cherished customers to give their loved ones a befitting funeral.

FEATURES
• Applicant must have an account with the bank
• Application letter from the applicant

• Applicant should be accompanied by two family members
• Personal guarantors are required
• There should be evidence of the said funeral 
• Maximum duration of one month

BENEFITS
• It allays the fear of the family of where to solicit funds for the funeral
• Flexible terms of payment
• Low interest rate
• Easy access to funds
• Avoid embarrassment

A saving and loans product designed to encourage micro and small scale enterpreneurs to acquire loans as a group to expand their businesses.

FEATURES
• Formation and nurturing of groups 
• Frequent visitation by field officers

• Free education on business issues
• Group mutual guarantee system
• Group meetings

BENEFITS
• Easy access to loan
• Flexible terms of payment
• Competitive interest rate
• Free business advisory services
• Opportunity to save

A special yearly savings product meant to accumulate funds towards festive occasions.

FEATURES 
• Passbook would be issued to account holders
• There is no transaction costs

• Withdrawal is allowed at the end of November

BENEFITS
• Attractive interest paid on the account
• Special bonus paid on account
• Easy access to funds
• Free advice on product knowledge

An investment product designed for customers to contribute for three years and above.

FEATURES
• A passbook will be issued to the account holder
• Minimum contribution of GHC5 a month

• It is an investment product
• Contributors will be allowed to withdraw up to 30% of their contributions after three years.                                                                             

BENEFITS
• Attractive interest
• Attractive special bonus
• Easy access to funds
• Advisory services

A product designed for Small and Medium Scale Enterprises (SMEs)

FEATURES 
• Have an account with the bank
• Demonstrate outstanding credit turnover

• Customers should demonstrate commitment to the business
• Personal guarantee or any other collateral

BENEFITS
• Flexible terms of payment
• Easy access to loans 
• Competitive interest rate
• Free advisory services

Western Union is a product that allows clients to receive money from abroad. Apex Link (i-Trans) allows clients to send and recieve money through rural banks in Ghana.

FEATURES 
• Personal ID Card 
• Need not be an account holder

• Fill a form from the bank
• Receipt issued to customers to cover the transaction

BENEFITS
• Low commission charges 
• Convenient to clients
• Easy, fast, safe and reliable way to receive and transfer money

It is an investment that attracts special negotiable interest given to clients or stake holders.

FEATURES
• Minimum deposit of GHC100
• Certificate of deposit will be issued

BENEFITS
• Attractive interest
• Access to funds on demand 
• Negotiable interest rate

A deposit product that provide easy access to funds.

FEATURES
• Minimum initial deposit of GHC10
• Unlimited withdrawals

• Issuance of check book
• Zero account balance allowed

BENEFITS
• Issuance of Cheque book
• Easy access to loans and over draft facilities
• Competitive rates
• Third party withdrawal

An income earning account that allows clients to increase the value of their money deposited.

FEATURES
• Minimum initial deposit of GHC10
• Unlimited withdrawals

• Issuance of withdrawal booklets
• Zero account balance allowed

BENEFITS
• Attractive interest on deposits
• Easy access to money
• Keep money in safe hands
• Free access to bank statement
• Acquisition of loans